I believe it tends to give me a slightly lower return, because the sponsor is going to be more careful, and if there is a severe downturn will prevent me from taking catastrophic losses.

Your budget should deal with preventative or regular maintenance and emergency repairs.

Any delay or failure in the performance by Landlord hereunder shall be excused if and to the extent caused by the occurrence of any event that is beyond Landlord's control, such as fires/ floods, earthquakes, wars, sabotage, terrorism, vandalism, governmental acts, injunctions, or labor strikes, acts of God and any other occurrences that are unavoidable or unpreventable despite reasonable efforts to prevent, avoid, delay, or mitigate the effects thereof."

That impacts me negatively now (compared to 6%), but supposedly was to prevent IRS questioning/audit in the future. 

Are you active or do you have a PM who is actively touring your properties to prevent or eliminate premises liability exposure?  

He also wanted a backflow preventer installed in the main sewer line.About $25k so far, but the end is in sight.Just my experience ...Joe

This holistic view can also help prevent gaps in coverage or unnecessary overlaps.Easier Claims ProcessWhen a loss occurs, dealing with one insurer can make the claims process faster and more straightforward.

However, this must be paired with a dedicated and robust negative keyword strategy to prevent your ads from appearing for keywords that ARE NOT RELEVANT to your investing business.For the sake of this example have a look at this attached picture below:In this picture you can see that this ad shows up on the keyword “House for sale near me…” which is not something a seller would search for (not to mention a distressed seller).

I also think the Fed knows this, and may keep rates steady to prevent housing prices going up.

Luckett did prevent us from buying one property whose title they couldn't clear and it was being sold by HUD!