Now that house has been rented out for the past two years, and I want to buy another possible duplex or triplex to house hack.

Possibly a book or a podcast.

Through the LLC structure it is possible to take advantage of the existing mortgages modified first at 4,125% 22yers and 1%, yes one percent, for 40 years.

However, most property management companies utilize every available platform to maximize exposure and lease properties as quickly as possible.

My original plan was to find a 4 plex in california buy using fha loan, move out after the first year and generate cash flow and appreciation, but after looking at properties it became clear to me that’s not possible with todays market and interest rates.

So, it's possible, and still for you!

(My full strat is to own as few STRs as possible to fund my lifestyle for simplicity.)I feel like a seller financing would be unfair, as the seller wouldn't reap the benefits of holding the note for more than a few months. 

The credit thing should not be an issue for many DSCR folks like myself. 80% ltv may be an option, but,I have seldom found the tradeoff in cost/rate to be worth it in the last 12 months. 0% origination is possible, but, as others have said compensation is received in one fashion or another (higher rate, processing fee, etc.).

As I take in as much content as possible from listening to the Rookie Real Estate podcast, I feel drawn to building multi-families and renting them out.

Cross-Collateralization – A lender may finance the full $160,000 purchase by using your existing properties as additional security, lowering their risk and possibly reducing your down payment. 5.