Experiences help us to determine good estimates and I generally estimate on the high side and can enjoy the pleasant surprises.

You’d be shocked by how little actual screening many PMC’s do!

You’d be shocked by how little actual screening many PMC’s do!

I’m actually pretty shocked nobody has even given me a low ball offer on the house at this point.  

@Kenneth Soles  lastly to put it into perspective.this is not a shock to people if  you lose a home for tax's or non payment of Mortgage.. these folks have been dealing with this for in most cases years.... its not like you woke up one day and you lost your house.the folks that really have it rough though are tenants who did not know the landlord let the house go to foreclosure..

I'm too shocked to laugh at this. :)Syndicated deals might leave ~10% for the person who finds and structures the deal, maybe another 10% for managing it, and 80% go to the cash investors. 1% interest and 10% equity on any amount of a cash partner is a joke.

I wasn’t picking on the way you said it.Would it shock you that there are attorneys out there now who specialize in going after private lenders, claiming their intended business-purpose loans are really for a consumer purpose and subject to all legal penalties, damages, and consequences?

Be logical, don't expect the best, and thus allow yourself to be pleasantly surprised if/when rates come down.

I'm absolutely shocked they don't want to get daily emails from her.

If they're any good, they will take down any deal they find themselves or send it to a preferred list of people they have already been working with, who they trust to respond quickly, close reliably, solve problems effectively, and be pleasant to work with.You come across as rather arrogant in your posts.