In a pinch, a couple of crescent wrenches would suffice for your around the house jobs.A circular saw is very handy if you're doing any serious carpentry.

Diversification of the types of units you own and staggering of leases, just like what Bill Gulley said.Personally, I always try to be conservative with my cash reserves because running into a pinch would be a worst case scenario and if I find a new property I like, I want to be able to move quickly.

If you get in a pinch, they usually have someone they can call that wants it.That does come at a price. 

The guy or gal who will go out of their way to help us in a pinch.

Sometimes you need a dab of this or a pinch of that instead of 1 2/3 cups of XYZ.

She may be going through something that has her in a pinch, or, if you recently took over the property she may have been doing this all along with the prior owner.

Hard money POF isnt quite as strong as cash, but probably best you can do for a sure thing in a pinch for POF. 

Now.. since you are in a pinch.

@Ron Trinh the appraisal is expensive but they have been very understanding of the pinch I am and everything is done via online so that is very nice.

It may take some vigilance penny-pinching but you will L-E-A-R-N a lot!