DSCR loans carry Prepayment Penalties, so unless you are comfortable staying in a 9%+ rate for 5 years, I would suggest just going with a normal 20% down DSCR. 

I live on the other side of the country - 3 time zones earlier than my STR, so when I have guests staying, I wake up about 6 AM my time to check my phone, to make sure I see any early morning messages or problems.

Normal residential BRRRR just seems very difficult right now, but I also don't wanna put 25% down on every property I buy. 

Normally it makes sense to leverage the banks $. 

Under a normal repayment scenario, Scenario 2, the loan would still be at about $79K.

They divide the investment strategies into three categories: normal, aggressive, passive.- These categories are based on cash on cash ROI.

The bottom is in.Sure, there are other risks like age of housing stock, tenant base, etc. but a lot of that is normalizing as well. 

Doing this (renting both entire house and single bedroom rental) allows us to be able to tap into 2 separate target audiences and accomodate those singer travelers, couples coming to the area that would normally scroll past our listing due to size/cost. 

I normally list them with a tenant inside and if I cant get what I want after 2 weeks Ill drop the rent a little to get someone in.

As far as I know, it generally doesn't work in the US anymore as you describe now that interest rates have returned to a normal level.I totally agree with @Henry Clark that, if I want to invest in Italy, I want mass tourism and STRs.