The rents go up consistently every year which is very important for appreciation and increasing cashflow over time. 

I've asked lender multiple times if there is any way to avoid it and they answer is a consistent NO.

I'm however a bit skeptical how they can offer 12% so consistent for so many years.

The biggest thing you can do is build your CORE 4 which consists of getting a great realtor, contractor, property manger, and attorney wherever you choose to start investing.Let me know how I can help you get going

They consistently place homeowners in the position of insurers, all while aggressively marketing their own "insurance" that they practically never pay a claim on.Highly unethical, and I am quite surprised that Airbnb hasn't faced a class action lawsuit from damaged homeowners.

Get them to be hard working because, honestly, who wouldnt want to.. as a contractor.. have consistent work from me? 

I recommend having a consistent growth mindset to keep building and expanding your portfolio.

We have a large investment in question not included in the above that consists of a $3.4 million note we purchased for $1.9 million.  

Also, I’ve noticed that the unknowledgeable persons who are most likely to be suckered into spending time and money on these “programs” all have a basic gullibility that leads to them making comments that have remained remarkably consistent over the last 40years.  

The type of heater installed is a baseboard heater, which heats up slowly and is designed to run consistently for optimal performance.