And as far as legal—an attorney becomes essential once you're ready to finalize terms with either an HML or private lender to make sure everything’s secure.Hope this helps!

Hey Santosh,As of right now you're extremely exposed regarding insurance and I'm going to assume legally as well.If the home isn't registered as a legal multi-family with the town that's something you'll have to correct ASAP and make sure the home is up to code.Insurance wise as soon as they find out what you're doing they'll cancel you as the risk has changed from a single family owner occupied home to a multi family owner occupied home.

We also disallow Level 1 sex offenders to the extent we are legally allowed to.

I’ve never actually been legally owed money before so I was green on how to handle things while trying to be understanding and respecting other lifestyles and career choices.

This extra road frontage now also qualifies my property to be able to be legally converted into a triplex from a duplex.

This is assuming the way you notified the tenants of the new rent was considered legal notice in your market. 

Quote from @Shaun Ng: Hi, I recently have a legal name change, and I own 2 rental properties in Fairfax county, VA.

But the road crosses 3 other properties for which there is no legal access.  

Jay, I think in a post-covid world people have so emboldened they think they can do whatever they want and face no legal consequences.

Do not rely on it for legal advice.