I do have cash flow from my current job however, I am recently married and about to become a dad in a couple of months.

If married that is.

I did 4 fundings in Janesville last year and my guy got through the first one on time and for profit we expected then he up and passed away from a Diabetic coma.. leaving me with 3 that I had to work out of .. two I sold right away for what I had in them one we made a small profit It happens.I do background checks  dont really care to much about credit but I dont want any criminals and then If they are married I want to meet the wife and take them to the nicest dinner in town.

We are not married.

People date for years and then all hell breaks loose when they get married and move in together.

The only things I feel I need to consider is we will be planning on getting married and I have to pop the big question.

The most important one, as @Tim Ryan points out, is the question of whether the investor is single or married.

Background:  Late 30s, married with two young kids (4 and 2). 

Are you looking to get an investment property at 20% down or a primary residence you can house hack (rent the rooms in the house you are living in), or a primary residence (better for people who are married/have kids/don't want roommates) where you live in it for 12 months then rent it when you buy your next property to repeat the process.

If you purchase a property for $100,000 with say $20,000 down; and 3 years later sell said property for $140,000 while the mortgage has been paid down from $80k to $70k, that’s a cash out of $70k, or a $50k gain that can be used to pay down debt.Of course the easiest answer is to marry someone with no debt instead.