Financing and Exit Strategies MatterMany house hackers use FHA or low-down-payment conventional loans.

The biggest pro of using FHA and conventional financing is you can easily use them to house hack for 3-5% down payment which is an extremely low down payment. 

HUD loans will take drastically longer (I've never used one personally), but there can be benefits to using these loans if you're a long-term owner.The interest rates in your Key Considerations seem very low for agency loans and they're definitely low for bridge loans. 

3️⃣ Too-Good-to-Be-True Terms – 100% financing, super low rates, no credit check… is this ever real?

Investing in a low-crime area.I'm not being facetious. 

If it shows change of ownership with LLCs every 2 to 3 years, not a good sign.Would have probably bought one SFH in Nevada if going OOS - low property taxes, good appreciation and much closer to visit (drive to Reno or short flight to Vegas).Would have also considered buying one SFH in California (not the Bay Area) but maybe Sacramento area or elsewhere in NorCal and done a mid-term rental to lessen negative cash flow. 

I am open to it- but unfortunately, I am not looking to move until another 2-3 years- my partner and I rent an apartment on IOP and we love the location and the cost is actually incredibly low which is great.

This allows you to benefit from appreciation, continue building equity, and still access capital for new deals without sacrificing an ultra-low fixed-rate loan.Would love to hear what direction you’re leaning—lots of ways to approach this depending on your risk tolerance and goals!

She says that if she turns the flow low though the water does start to get warmer but it never turns hot.

Then the seller gets that exact amount for the property at times (it's a low percentage but it happens).