You might suggest to him to switch to a direct-deposit method of sending you rent in order to make sure he never has to worry about it again (you might even sort of insist on that.) 

Still have one unit vacant but I’m pretty insistent on high credit quality tenants and it’s not the best neighborhood for that in the middle of winter.Prop management team is pretty responsive. 

They lend on the same premises that I stated above and they will insist that the loan be to an LLC vice an individual because it makes it much easier for them to foreclose and they are not subject to the new laws governing loans to individuals.Transferring the title after the fact will violate your due on sale clause which is in pretty much every new loan.

My HOA, property manager, and the owner of the property below mine insisted the damage was my responsibility.

I see a lot of advice on these forums insisting on the LLC being the primary named insured.

Insist that they show proof of need from their regular doctor.

There's just a lot that I don't know that I don't know.My advice to anyone who insists on doing their own marketing would be to learn the metrics of marketing (PPC, CAC, ROI), then venture out to see if you can meet the industry standards with a little testing money, but hire an agency also, and you can determine if the difference in returns is justified by the higher cost of the agency.Unfortunately, lead vendors and ad agencies can be difficult to deal with, and even harder to find a good one. 

If you insist on shopping, just ask for a soft prequal and give a lender a run down of your scenario. 

The other issue if another tenant is behind on the rent, you try to evict, a legal aid lawyer would insist that the illegal tenant in the illegal unit must be evicted first, due to landlord having unclean hands, and the court would usually agree.

Probably your insurance company will insist on using their number.