We pay them back at close.For people/teams that do something similar, I'm curious what software you use or spreadsheets you've created to: Track cash current cash flow and projected cash flow for the whole business that including fixed costs like payroll and variable costs as well. 

The fact that you are working with a loan officer who is coaching you on committing fraud, you may want to change your circle of influence. 

I'm in the process of building my portfolio into the program but am concerned on it being a turn-key property accounting software.

I recently purchased mortgage software and again wanted to streamline the process in selling or pooling the mortgages and attracting my own investors.

If you haven’t already, consider learning underwriting software or creating a detailed spreadsheet model to speed up your analysis and make apples-to-apples comparisons across deals.Third, as you’re building your team, focus on finding partners who align with your goals and strengths.

The decision to allow pets there, though, was influenced by demand and basic math.

It has been a gamechanger in my business.For my flipping business, I prefer to use fewer software programs to streamline things.

That is really amazing, did the book "rich dad poor dad" really have that much of an influence on you, if so I will probably go out and read it, none the less congratulations

Everyone else has laid out the factors that will influence the price of the loan.

Build a team with local contractors and use property management software.