At 4.25%, that’s a favorable rate, especially in today’s environment where rates have risen.

How to Use and Understand the Macro-Environment and Market Research to Drive Your Investments with @Dave Meyer.

I would assume this is not something someone would have a goal for as their living environment, but would have to settle for it due to their low income. 

I can not fathom how you were not informed that this was a DSCR loan and you should absolutely inquire about the specifics such as whether your are IO or not and the pre payment penalty. 8.4% is high in todays rate environment, even for DSCR.  

It's awesome you are considering where you want to be and flexible with that.I'd look at your high growth markets, where there is a diversified economy, job growth, income growth, population growth, business friendly environment. 

I once had a client in a similar position, and we broke it down together to see what made the most sense for him;l especially considering his W2 income and the current interest rate environment.

The state’s favorable business environment, reliable energy grid, and central location make it attractive for data-intensive companies like Google.Additionally, Verily Life Sciences, another Alphabet subsidiary, relocating its headquarters to Dallas is another testament to the region's growing appeal for tech and life sciences companies.

Within two months, they were causing disturbances, fighting with neighbors, and creating an unsafe environment for other tenants.

The mortgage interest rates were very low then, so deals might not cash flow this well in the current environment, but I’m sure there are still some deals that are worth the squeeze.

I do this because sellers are going to offer 3% (they are in my market), and if I signed for less, I could not get the overage.To secure my buyers in this new environment, I made a 27-minute video going through the whole agreement and pointing out the things to beware of.