I know it depends on the policy, but the house is completely destroyed and cannot be sold, ive lost lots of money already and this is affecting my mental health.

At a very base level, make sure the property is up to health and safety codes for your location. 

Go to meetups, walk neighborhoods, visit properties, meet humans. 

Over the past few years, my wife and I have worked hard to improve our financial health—we’ve raised our credit scores above 800, paid off all debt except for our mortgage and student loans, and saved a fair amount.

Health and safety2.

If we determine that your dwelling should not be occupied because of damage or risk to property, health, or safety, we may, at our option, terminate this lease. 

ROI factors in rental income, operating expenses, real estate market health, and property appreciation to assess the potential return.

I volunteer with the local Habitat for Humanity, Humane Society, and aim to help where I can. 

Some states require an established relationship with the health professional, not just one evaluation, but many others, it’s just a letter from a professional if disability and/or reason for animal is not readily apparent.

Precision of language, Jonas.I'm new here but I find in my work as an agent, parent, scout leader, human being that some words have specific meanings and when those are the specific meanings that you mean to convey then you should use those words.