Out of my 32 properties, I’ve seen insurance rates drop by up to 40% on renewals, and property tax increases are finally slowing down compared to the crazy jumps we saw over the last five years.

I think the folks that pay for these programs have the wherewithal to simply cut a check and its no big expense to them compared to what they stand to get out of it. 

My inclination is to suggest paying back the PML 70% of the land proceeds (presumably $168K) at that closing and then hold the remaining loan until I sell the house. 

I live in the Tyler, TX area, but I hold my mortgage licenses in Pennsylvania and Texas.

Happy to chat, network and compare notes with folks in this space. 

I always have a "hold 1st" mentality - you might have to leave a few more dollars in the deal but at least you'll have it in your portfolio.

As much as prices have increased, comparatively you still get A LOT for the money.

It amazes me the nice cars, clothes, and general stuff that my renters have compared to what I own. 

Be conservative on your rehab budget, rehab timeline, holding costs, etc.

The question being, does this still hold true for Arizona?