Assuming credit is healthy there are lenders that will offer more favorable terms. 

Search for "Achieve Financial Freedom 4x Faster with the “ROE Rule” of Real Estate"My gut: If you're ROE is low and you can sell it cap gains free, then sell it and smile to the bank.

on those types of buildings its usually about 25-30% down depending on the rent roll and how healthy it is 

I'd be surprised if there is a sustainable builder in Texas that I have not at least talked to, if I don't actually know them.I am trying to develop projects that allow these folks to showcase their work so people may discover that they can live in healthy, efficient, comfortable, forever homes that don't burn,  and are insect proof and mold free. 

Lenders have expanded their guidelines to allow for up to 85% financing assuming healthy credit and income is producing above what the debt obligation would be for the home. 

I suppose you could draw up a legal agreement that states you will both agree before someone is invited, but that doesn't sound like a healthy relationship.A marriage counselor may be in order.

- Maintain a healthy lifestyle with proper nutrition and exercise.6.

Last year was light too.  16% occupancy this year vs. 38% in May last year.We haven't adjusted our rates to race to the bottom because we're financially healthy. 

All due to CHIPS and IRA.This makes me smile :)Intel/AMD/META/Google/Amazon/Microsoft/Apple at 2023 actually having  minus 1 to 2% YOY growth of Gross Profit this year.

You will also attract quality tenants that will make your investment safer and headaches-free.Economic Stability: Katy has a low percentage of foreclosure and pre-foreclosure homes indicates economic stability and a healthy real estate market, which is vital for investor confidence​​.