One key takeaway for future projects is the value of hiring professional painters.

Just in case.Ultimately whatever correlates with your future plans but a solid way to build long term wealth.

It is cheaper then FHA mortgage insurance, and you can potentially drop it in the future without refinancing unlike FHA. 

We're new to real estate and would appreciate advice on our current home in Texas and our future place in Oregon.We love our house in Austin and aren't ready to sell, but as a long-term rental, it would yield (from what I understand) negative cash flow, covering principal and interest but not taxes and insurance.

Although whichever option you go with make sure you're also thinking about the long-term property value and what makes the most sense vs trying different angles now that negatively impact future resale/property values down the line. 

In this market outlook report, we will take a look at the current and future outlook of cap rates and interest rates, the market fundamentals for the multifamily sector as a whole, the falling net deliveries and vacancies of multifamily units in the coming years in the D.C.

Just to add to Chris's post.Time is the best friend of a good decision and the worst enemy of a bad decision.Keep endeavoring to make good decisions and ask questions on the forum like you did if in doubt.You will have a few bum jackers like myself that will happily share an opinion on the situation.Your job is to syphon through all those opinions and as they should mold your decision making for the better 🙏Appreciate it to both of you!

If you buy the single now your DTI will be negatively affected for future properties.

It’s a great tool to remember for your future scaling goals.

Would the 9-year balloon concern you, knowing you'd need to refinance or pay off the balance at potentially higher market rates in the future?