You can probably get a policy through them with a carrier like Lloyd's of London. 

Lots of red flags here with this property and location based on what's been shared. 

If a PM doesn't have pricing on their website, that is a red flag. 

Understanding their cash flow is critical.I especially like your idea of communication clauses—non-responsiveness is a huge red flag, and setting expectations upfront can save a lot of headaches later.

It’s 100% refundable if you find a problem so you’re waving a huge red flag when you fight and die on this hill. 

Thanks again All the ones in Miami appear to be selling for much less than what the seller purchased the units for which is a red flag. 

Congrats you just made discovery a more drawn out process than necessary and your insurance carrier's legal bills have gone up which I can assure you will impact your next year's premium.  

You're going to want a cell-enabled trail cam type of setup; don't know what carriers have them these days but we had one that gave motion alerts and hooked up to US Cellular.

The other way to lower PITIA is to get a lower insurance quote but this is marginal since most insurance carriers are all priced to market efficiently (insurance accuraries have low margin of error or variability).Stated the problem and the solution to your FHA inquiries, any thoughts questions comments, lets goooo....

ya getting disbarred is a HUGE red flag..