@Abigail Irvine so you don't show enough income to qualify for an owner-occupied mortgage, so that leaves DSR loans on rentals as your only option.At the minimum 20% down required on DSR loans, your $20k barely gets you to a $100k purchase. 

If they are right, most likely chances of fighting it and winning are nil but you can try

Our form lease forbids any adult from living in the house who is not on the lease, but am I just setting myself up for a fight later?  

And if you have a property and a loan out there, and you are cash flow negative because a recession hits and rents are dropping, AND values are ticking down month after month, how long are you going to fight through, especially as a newer operator, before you call it quits, take your lumps, and move on.At the end of the day, there is money out there.  

Today, I've been taken advantage of, and I'm now fighting hard to recover my money.

I don't know if it works in PA or Philly but I fight my taxes every year here in Texas and I usually get quite a bit knocked off. 9 appeals so far and we have lowered assessments by $243,940.

There was an article published in the WSJ on January 25th 2001, yes a long time ago, and this was the first paragraph "NEW YORK -- Realtors, already battling Internet companies that have entered the home-selling business, are now organizing to fight a joint proposal of the Federal Reserve and U.S.

We wouldn't even have a shot at recovering our funds without his efforts. 2) Sief also funded the whole thing to remove Dozier from control and give us a fighting chance.

It's a dog fight for property like that.

@Theresa Harris hope you know I'm not trying to pick a fight, just trying to understand the thought processes of others and learn:)So, appreciate your response!