And some of these left HML in a tight spot borrowers could not access their draw money.. this happened just recently to Fund that Flip.. and their borrowers I know i got a call from one of them that was owed 300k in draws that was not coming.I can understand that rates aren't what they are when you close as when you get quoted, but if you offer a "rate lock" and use that term, you need to stick to it even if you aren't required by law to do so.

My objective is to buy about an acre of land, that is already leveled, access is being done, and utilities are going to be 5 feet from the property; and then build 3-4 shell retail spots on my plot, owner occupy one of them with a business and lease out the others.I am meeting with a developer this weekend, but have some wrong numbers regarding the average cost of building a shell space. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Aeroplan is probably my favorite because I can use my Chase, Cap 1, or Amex points and they have low taxes/fees. 

One of my favorite authors, Nicholas Nassim Taleb, sold me on the concept of Skin in the Game and holding all pundits accountable for prior predictions, myself included. 

Quote from @Daniel Park: **Updated Links*Quote from @Daniel Park: There is alot of Real Estate Investing Education Platforms Out There and I'm Pretty Sure they All Provide Great Information however the Value and the Complimentary Lifetime Access to Current Updated Information on Real Estate Investing and the Investor Community Support is Spot On.

Excel is your friend as is your favorite 10B-II emulator app or even the 10B-II financial calculator itself!

Overall, it’s an excellent solution for smaller portfolios because you can easily spot any discrepancies.

. - Definitely not in a spot to have full time people yet and even if I did I would need someone I trusted to manage them which only adds a further cost to things.

Also, are they closing on the spot or just prospecting?