I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

.- Strategic Partnerships: Building direct relationships with REO asset managers, bankruptcy attorneys, and bank liquidation teams can provide exclusive access to bulk sales before they go public.- Bulk Purchases & Portfolio Acquisitions: Banks and hedge funds often look to unload non-performing assets in bulk.

So i received a voicemail this AM from a member of their team regarding my posts here on BP.

However the owners retired and her team left when she sold the businesses.

Please do both of us a favor, and write it down on a piece of paper and burn it.

My team rehabs and builds new.  

Hi BP Team, We have a few homes in Temple, TX and we are looking to rent by the room.

I dont like any company personally that does not put their principals on their website as in meet the team.. ... 

Their pictures of the leadership team is sketchy as well. 

They could self manage for several years, using the rental income, until the next phase of their retirement.If they have a decent amount of financial discipline, they may want to get a HELOC now before they build to get the most favorable rate.