As anything will have to be authorized before the sheriff does it.

For instance, lenders in SC can offer a downpayment assistance (and a related first responder/veteran loan) program through SC Housing Authority.

I've always gotten a signed "authorization to release loan info" from the owner on record. 

Proc. 2004-51, 2004-2 C.B. 294, that fall on or after the date of a federally declared disaster, are postponed by 120 days or to the last day of the general disaster extension period authorized by an IRS News Release or other guidance announcing tax relief for victims of the specific federally declared disaster, whichever is later.

Someone must have the authority to sign on behalf of the inherited IRA.  

Since non-permitted work could impact insurance or liability, I’d consult local authorities, hire professionals, and confirm zoning compliance to ensure a smooth process.Good luck!

Once I was an authorized user on their cards, I was easily approved for my own cards.

No offense, but to me the excessive formality and pleasantries feel like there's something you're trying to make up for.

The damage claim was in excess of $800,000. 

One of my favorite authors, Nicholas Nassim Taleb, sold me on the concept of Skin in the Game and holding all pundits accountable for prior predictions, myself included.