Steven, you’ve brought up an excellent point about the trade-off between prepayment penalties and interest rates in DSCR loans.

@Phillip Austin Rent by the room investing is an excellent strategy.

If DTI is a problem for a new investment property loan but you have everything else (credit, downpayment, etc), then DSCR loans are probably an excellent alternative.

The brightside of this is I will take way more time in researching, off your recommendation I went on youtube and have been studying till 4 am after work and have made up some Excel pages to really put down what's really going on and I noticed that a lot of what people are talking about is what I'm doing the only thing that I need to work on is my pitch, confidence when talking and overral experience.AND THANK YOU!

Assumable VA loans are an excellent opportunity to secure favorable terms, but there are specific rules regarding who can assume these loans.

If you are an elite actor or athlete or executive, NYC allows you the option to do nothing but excel at that.

I am logging in mine on a simple excel but am curious how others are doing it / staying organized.

Also leveraging platforms like PropStream and Batch Leads are excellent strategies for building a solid buyer list.

Michael’s articles are excellent and provide valuable insight into taxes for syndication deals.

Given your criteria, Cleveland presents an excellent opportunity.