You may be required to honor these kinds of implied agreements even without them in writing.

The client gets to receive the home as a performing asset with built-in property management in place so the entire process can be smooth and enjoyable.

If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

The ONLY exception is that a landlord may charge two months' rent if the tenant qualifies for utility assistance, the lease requires the tenant to pay utilities directly to the landlord, and the tenant and landlord agree in writing.

We will write insurance contingencies into home offers in the Tahoe and now even in the Reno, NV area for rentals and primaries.

We have two young boys who also enjoy Japan and hoping we can all begin to learn the language and possibly enroll them into an International School during the summers.

Quote from @Spencer Douglas: I regret writing this bad review, BUT I HAVE TO.

I realize you're starting out so it may be a while before the lucrative legal projects appear but if you enjoy your field they will because you will get very good at it. 

Better if the company has a lot of info in writing that you can absorb to minimize this.

Newton's law of tax: What goes down must come up.Everyone enjoys the sweet benefits of bonus depreciation, but what happens when you sell?