I was a JTAC for 21 years, retired in 2008.Since you don't tell us where you currently are in your education/journey, I'll share some beginner advice.1.

For my personal education, which one insurance should I have?

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

There are opinions on these forums and people have a right to them and people may take it as criticism. real estate is not a business where everyone is friendly and just as you have shown from whoever was trying to scam you and has nothing to do with doing your best, its about being educated before moving forward. 

First congratulations on taking your real estate education seriously and putting yourself out there by posting on the BP forums.

I see landlords lose thousands, even tens of thousands, making rookie mistakes that they could have avoided with a little education up front.Once the first property is under contract, start again for the second.

Whether that is most contractors, hiring an engineer, or getting self-educated.

Still not 100% on the route we'll take on our fist project together, but I like to know as much as I can regarding all of my options so I can make an educated decision. 

* Do you provide move in and move out reports * How many pictures do you take of the property prior to tenant moves in and after the tenant moves out* Do you get weekly reports when the property is vacant what prospective tenants are saying about your home* Do you provide monthly newsletters to your tenants* Do you hold investor education classes to help me become a better investor* Do you have single point portfolio based management services?

To make the most of your time here, explore the forums, listen to the BiggerPockets podcast, and take advantage of the educational resources and blog posts.