Be grateful for the screaming deal you had, adapt to change.

As you may have found in your search, there are lenders that will lend up to 80% of the appraised value on investment properties and don't require an appraisal.Let me know if you'd like me to point you in the right direction.

Looking at the numbers today (keep me honest), I believe you can still find deals with 5-6% yield (current rental state) and hope that it goes up.

Blue Gate Capital Never Charges Any Upfront Fees, Our Clients Pay AMCs or Appraisal Companies Directly.

it's actually tough to find cash flowing deals anywhere right now. 

Find a good deal.3.

For example, in Dec I had one property 100% direct/VRBO which historically 40% Airbnb.

I would definitely go directly into the police department or try to get a call to make a report directly. 

My bank directly takes Zelle, so its convenient for my tenant and I to do it that way, plus my bank would get it directly leaving a nice paper trail.

Sounds like strategy call would make most sense to see what your goals are with REI and being an agent to determine if the organization I represent aligns with the direction you are looking to go.