-Max LTARV is typically 75% -Is a 12-24 Month Interest-only loan with a balloon payment - Minimum credit score is typically 600 -Interest on the Rehab is usually paid per the total drawn amount. 

US credit (some lenders may require 1 or 2 credit scores to qualify you).

For now, my immediate goal is to pay off all of my credit card debt (should be accomplished by February 1.), and continue to educate myself on NOI, Cap rate, cash-on -cash return etc.BP community, I am open-minded, willing to take initiative, always willing to be taught something new, but also ready to share any experience or knowledge I have that can help someone else. 

However, be prepared for limited inventory, higher competition, and possible compromises.

They’re now asking if the pet deposit can be refunded or credited toward their January rent to help them during the holidays.The tenant was apologetic about making this request and acknowledged it might not be typical.

If the property were owner-occupied, would I only receive credit for one rental unit's income, while the non-conforming basement income wouldn't count?

You also get 100 free credits on sign up so great if you just need a smaller list done. 

Sorry for the slow response had a wedding to prepare for at my house and just in recovery after being in the hospital.

I’d suggest starting with local credit unions or community banks—they’re often more flexible with investment properties.

If it is a credit/equity line, you could provide a lender letter that the funds are available immediately for funding - and cured any recission period.