I did a modestly complicated simultaneous 1031 exchange a few years ago with no QI and did all the document drafting myself.

Complexity in Management: Managing multiple properties as collateral can complicate financial situations, especially if one property is underperforming or requires significant repairs.3.

The 1% rule is one of the most flawed underwriting techniques anyone can rely on.  

Why not just buy the property with a traditional DSCR loan and avoid the complication?

I will say, I often see folks create more complicated checkbook IRA LLC structures when they don't need them.

I appreciate your insight on this as, like you said, this is a little bit of a complicated situation.

I appreciate the feed back from everyone, as financing can get a bit tricky, not to mention complicated sometimes trying to look at all the different ways to calculate how financing can or cannot me more beneficial than your current situation.  

Quote from @Jessica Neely: There are a lot of different techniques.

Megan Luckily the math part isnt too high level just addition, subtraction, some mulitplication and division but we as a community can all help you through it.Leave the complicated math for the wall street quantative analysts and derivative traders.

At first this sounds like a good thing because its a cheaper entry level but the more you own the more complicated life can get.