But statistically, how many actually CHANGE their lifestyle so that they actually pay off those Credit Card/s? And

I'm talking about nice charcoal 2x2's and ivory, etc. and I have never paid more than $.25/ft for 2x1 and 2x2 foot tile which sells for $3-6 per ft at the Big Box.The second thing they have in abundance are bathroom vanities.

Many coastal towns in Florida are restricting short term rentals or banning them.

I'm in Indianapolis and the mistakes I see remote investors making is not understanding the differences in price points from the coastal markets vs. the midwest. 

I had about 1 million cash to invest, didn’t want to take a loan, and always purchase in one coastal mid Atlantic area where I have connections, know the market, and growth prospects are strong.  

I am interested in establishing a Short-Term Rental (STR) in Oceanside and noticed on the City website that STRs are permitted only in the Coastal area.

I've performed a few 1031's and had to pay initial fees.

I am a newbie @Andrew S. and I just started mailing yellow letters.  

I see a tumble weed and a turtle off in the distance crossing the sun scorched sand lonely road in the desert.  

Call the bank(s) and demand you are re-added to the bank accounts, document everything your partner has done with funds from the business account that are unrelated to the business such as buying vehicles.