I've received apps in the past where this was the exact situation only for the borrower to not qualify and be stuck. 

If I get nervous about the 1st 2 options, I can just not record the new deed and its like I never bought the property at auction and at the point, Merry Christmas to the old owner, because I just paid his taxes.A few things to think about nonetheless.I agree with the advice you received in point #2 since you are not a borrower or mortgagor or guarantor on the mortgage, anything on the foreclosure should not go against you at the credit bureaus.I am not sure about what you are stating in point #3.

There are 85% LTV DSCR loans but expect a higher rate-sometimes 1% higher for the same borrower profile compared to a 80% LTV.

Vetting the operator or borrower is very important.

It sounds like a prudent choice to bring in a property manager.

Not your typically RE agent and I don’t sell I only buy till the day I die, my kids will have that choice if they choose to sell.

And buyers can’t borrow $1 more than 75-80% of the comped value of similar non-STR homes.

If Pace's team is vetting the credit of the Gator borrowers, vetting the actual deals of the Gator borrowers, and facilitating reporting of deadbeat Gator borrowers, then I see some real value.

Test him and ask if he can give you 2-3 choices from his portfolio.If he gives you a line that this is his "best" one, or that the others are spoken for already - WALK AWAY!

Also for conventional financing, the DP can't be borrowed.