I tried to tag @Steven Bond and @Michael Biggs  in the original response as well!

There are some bond programs both county and state level that you can get the downpayment and some closing costs paid or go new construction and do the same via the builder.

Treasury bond money market funds pay over 5% now, tax-free from state taxes.

We've got a unique bond and combined experience that can make some serious waves in the market.

The idea is to form lifelong bonds and watch our for each others kids as we grow old. 

Do you see today's news about Citigroup is leaving the infrastructure bond business ?

The government recently issued $1B in bonds which were oversubscribed by 5x, with the demand coming very much from the U.S. 

Mortgage bonds have multiple alternatives they weigh against.

They will significantly boost labor productivity; - Inflation is trending down;- the Fed is itching to lower interest rates and bond markets are starting to sniff out a shift in the winds;- there is a ~$70 trillion wealth transfer from the Baby Boomers to their kidsbeginning (including their homes and real estate assets);- home prices are increasing steadily, not chaotically;- overall rents are up, but steading thanks to apartment rents / supply;- wage growth, for more than a year, is back to above inflation levels;- and the bottom 50% have more $ in their checking accounts than ever before as a % of wealth.

This is not investing in stocks and bonds and speculative moves.