My point being, having a reliable team here is a must.Dialing in on what class neighborhood and what kind of property you want is as key as your metrics, especially given that much of our housing stock is ~125 years old --- at least in the city.

I know you feel you are on top of it, and it sounds like a class A or B.

I'm in the same boat, and are very close to your portfolio numbers.

I would rent or sell that condo and buy a duplex in a class A or B location in KC.

I don't use padsplit (weekly rentals); I rent on long-term leases in B Class neighborhoods.

I can say from having taught classes on these loans that your contractor will be the biggest key to your success.

While I agree a lot of $ flows thru US, its still the everyday middle class person that drives the economy.I read two interesting datapoints today:1.

Letters, post cards even calls are useless to this owner class. 

It's a spacious 4br 2.5 bath with finished basement in desirable school district in a B Class neighborhood.

Each of these asset classes requires a deep understanding of market conditions, legal nuances, and financial structuring to avoid costly mistakes.For example, tax liens can seem like easy wins but come with complications such as redemption periods and legal challenges.