Bringing in a charitable remainder trust to fund or even an inusrance policy/paid up annuity will be beyond the scope and capability of a mortgage originator, especially afetr 6 hours of training.

Joe Monthly Gross Income: The borrower’s Monthly Gross Income is the amount before any payroll deductions includes wages and salaries, overtime pay, commissions, fees, tips, bonuses, housing allowances, other compensation for personal services, Social Security payment, including Social Security received by adults on behalf of minors or by minors intended for their own support, annuities, insurance polices, retirement funds, pensions, disability or death benefits, unemployment benefits, rental income and other income.

Immediate, fixed annuities are a way to guarantee her income regardless of how long she lives.

I use to appraise installment contracts, mortgages and annuity type incomes for the State of Missouri.

I am a bit unclear about what it is you are asking.Notes are paid in arrears for ordinary annuities so the interest is generally paid for the duration of the month at closing and then the seller starts making payments the 1st day of the month thereafter.There isn't anything cast in stone that says you have to use an ordinary annuity though.

No federal government lease has been broken simply because funds were not appropriated and the agency walked away scott free.After you have ownership of a property and financing is in place, if a collateral assignment of leases has not been made in the financing agreements, a lease may be assigned for it's present value, like any other annuity income, again if the lease is not unencumbered or not assigned under any other loan.

A note is a great annuity income.

It is the yield for your investment if you pay all cash and is also a valuation based on annuity principles.

MFs are hard to dump in many places, older people will usually go for seller financing if they can't get a conventional sale, they get tax breaks and an annuity income at a higher rate than they could earn with comprable risk, so they really do better financing the deal.

This could be an annuity for the life of the notes and provide some security for the daughter.If she’s skeptical, you could suggest a short, say 6 month, extension and try one of the companies out so she sees that they work.