Check with the county about permits and what is allowed.

Not sure if this is allowed but I have several pocket listings in Huntsville with tenants in place.

Even  if it’s a 30 year fixed DSCR that allows you to live in it the interest rate will make the “residential” loan a far better choice  Oh the other hand if it’s 5+ you’ll have to go commercial.

Applicants pay a one-time application fee, which is valid for 30 days, allowing them to apply to multiple properties within that period using the same fee.

With two rentals, you might consider QuickBooks Online Plus, which allows you to track income and expenses by class codes (ideal for separating each property’s income & expenses to assess profitability by property).

This allowed me the opportunity to score my first true passive income STR in Keystone, helping to propel my love of rentals and starting to build my future. 

Been looking for answers for few days and finally found it: up until 2018 IRS used to allow to open EIN with another EIN, but now responsible party has to be a person with SSN.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Other banks allowed us to do our own in house valuations.

This approach allows you to reduce living costs while recycling capital for future investments.Good luck!