Almost all mortgage loans these days have Due on Sale clauses, so it comes down to A) whether they find out (usually from changes in the insurance policy), and B) whether they choose to call the loan.Thanks so much for the in depth response.  

I know that their email is accurate, and that is not the issue.

My last response to Mr.

Accurate records of all expenditures are essential to claim deductions and calculate the cost basis for future capital gains taxes, including depreciation recapture.This post does not create a CPA-Client relationship.

Quote from @Rick Ilich: Thank you very much for the quick response!

Appreciate the response Victor and Don and your neutral perspective. 

Quote from @Cari Sweet: But you started out by tagging me and saying that my response "sounds like a case for Fair Housing - Familial discrimination."

Any other advice that may be helpful.Appreciate any responses in advance.

I understand your response now thank you 

It's really not a difficult deal to put together.Good Investing...Hi Joe, thanks for your response.