It may be hard to find unbiased advice on account of that.To me, it seems that his/their core competency is promotion and fund raising.

I have some of the required funds in a HYSA, but will most likely need to draw from another account and I'm curious which method is the most efficient in terms of taxes/capital gains, penalties, loan repayments, etc.Based on my previous transactions in the market, I estimate ~$45k cash to close: $20k for the down payment, $15k for closing costs and prepaids, and $10k of starting reserves.

They get an ACH from my tenant in their account same day, but won't do the same into my account.

Tenant covenants and agrees to pay interest at the maximum lawful rate or eighteen percent (18%) interest, whichever is less, compounded annually, on all unpaid Rent, damages, and other amounts owed by Tenant, excluding late fees, from that date of Landlord’s final accounting until such time Tenant pays all such outstanding amounts.

The only “good news” is you’re paying for last year’s shortage and thsi year’s taxes, or this year’s shortage and next year’s escrow account. 

That is the basic run down, I would suggest syncing up with a real estate knowledge accountant for your specific situation! 

Have every detail spelled out, use an escrow account and daily updates verifying all parties are executing their responsibilities.

Nature campaigns, direct mail, text services, accounting, etc all in one place. 

Make sure that your tax accountant understands this. 

. - I have been saving ALL of my cashflow into its own account to accumulate to buy the next rental (totaling ~$24,000).