Plus there is my new program, "improved super calculating  amazing mortgage system" or iSCAMS (tm) because everyone knows that putting an "i" in front makes it 37.8% better, I am charging $100 for that program.    

This is for one lender's program.

I was a featured agent for a minute and closed a few nice transactions from that program.

If your goal is less required documentation, DSCR is likely your best bet as most everyone as mentioned, possibly a bank statement program depending on your job structure. 

Yeah I’m a real account I was just trying to see how legit he was but thank you because they we going to get me for 2,000$ to enroll in their program soo much appreciated 🫡🤞🏽

Pretty sure her daughter was running a program buying there.

.* FHA loans require both parties to owner occupy for 1 year* A 203k loan is not a first time buyer program, you can own a home and still use the program as long as you live there* The loan must be made to a person, not an entity. 

Take advantage of the lower downpayment programs early on and once you are tapped out of conventional loans, I would consider alternative financing. 

But if there is a job loss and can't pay then do the notice and or cash for keys program. 

I recently obtained my HI real estate license to access the MLS and assist with my personal house-hunting needs.Does anyone know of a more boutique brokerage on Maui where I can hang my license with minimal overhead and without the requirement of going through a mentorship program?