Companies and even military bases can close down and move away, but this is highly unlikely with state University. 

Almost all local banks and Credit Unions offer loans on Commercial Retail properties

Hi, just to clarify on the trans union report, the "resident score" is their credit score?

Maybe there's military nearby or hospitals or universities?

I'm not sure what your local options might look like with a small community bank or a credit union. 

From page 730 (emphasis mine): "All non-business tax deductions and exemptions that were temporarily suspended by the 2017 tax bill should be permanently repealed, including the bicyclecommuting expense exclusion, non-military moving expense deductions, and the miscellaneous itemized deductions.23 The individual state and local tax deduction, which was temporarily capped at $10,000, should be fully repealed.

He's looking for a Georgia/out of state lender.There's tons, I would recommend talking to local credit unions in that area too.

I am retired military and have used the VA for myself and helped others also use it on their real estate journey in the area.

@Douglas, My tagline is a growing community of military real estate investors!

We did something similar when we were stationed overseas with the military, and we bought a new duplex because we didn’t want to have maintenance issues while so far away.