Quote from @Phillip Austin: I used Obligo for several years.

I always recommend starting with a prequalification letter to get a solid view of your purchasing power before heading out into the real estate market.

I live in the city and have a freakish map of it in my head that my wife is still shocked by when she gives me an address ("2100 block of _______Ave.?"

What’s your take on the market heading into 2025?

I wanted to invest where I wanted to live and I am also from Elgin so am constantly headed further nw. 

As a business, a judge will expect YOU to know all the laws and legal procedures.Make a minor mistake and the judge is unlikely to give you a break and may rule in the tenant's favor.The judge will see the tenant as a consumer and may give them a lot of leeway in court, even give them borderline legal advice.You are in over your head, not having the knowledge to properly handle this.

Meanwhile the head honchos are making money. 

Quote from @Phillip Bradrick: @Benjamin Carver great post with lots of helpful information.

Either you don't know why because you have your head in the sand and haven't paid attention to their communications or they are trying to hide things from you. 

Just off the top of my head, I did one in WPB.