There's a lot of suckers who attend these sales, particularly for the lower priced properties and that's precisely who you don't want to be bidding against.

Typically, higher income areas have lower crime, more amenities, better schools.  

I know I already mentioned this, but @Mordy Chaimovitz...If you can get by with lower cash flow and invest for the long-term generational wealth (aka appreciation) in nice neighborhoods, that is the way to go, but it's tough to get by at times -- at least it is for me.Just know everyone's situation is different, and you should do what is best for your specific circumstances!

By having a higher credit score or lowering your LTV you can reduce your interest rate and help to increase your DSCR.3.

You can theoretically have a higher rate from one lender with lower origination fees and total finance charges may come in lower.  

There are so many options for LVP now, from lower priced to higher.

If your current lender is open to restructuring, you could negotiate better terms (lower rate or extended term).

I can do that through charging points, but since I'm getting it at a lower rate than you could as a consumer, I prefer to mark up the rate while still being lower than most others in the market.

Which you want to lower?

That means their pricing tool is designed to price beneath the rest of the market, which drags the entire market down, especially when combined with their algorithm changes a couple years ago that made pricing (IE lower prices) the #1 factor in ranking.Even if you use an external pricing tool, it gets dragged down by the people using Airbnb's pricing.