I know multiple markets in 0hi0 that can give you solid cash-flow here.

Here are some general guidelines: Lien Position1st Position LienEquityMinimum Down Payment of 20-25% (a 30% equity to sale price is preferred)Down Payment made in certified funds and not borrowedMaximum Funding of 70% ITV (Investment to Value)SeasoningMinimum of two monthly payments already made12 months or more preferredPayer CreditCredit Score of 650 or higherNo major derogatory trade lines (No 90-180+ days delinquent, foreclosure, repossession, bankruptcy, etc.)No decline in credit since purchase of businessTermsPrefer 60 months or lessMaximum of 72 monthsNo Balloon Payment preferredCash FlowBusiness has positive cash flow1.25 debt service coverage ratio preferred.DocumentationPersonal guarantee from a creditworthy individualStandard documents including Note, Security Agreement, and UCC-1 filing.Tax Returns on the business that substantiate profit and loss statements.OtherPayment history current and verifiablePayer Interview indicating buyer is satisfied with business and comfortable making paymentsMotivation for selling the note is not a result of a deteriorating businessConsideration of high risk businesses or geographic areasIn these situations, sometimes a partial is a better option. 

Multiple things can be true at the same time.

Someone in your current deal may bring you into another project—or multiple projects.🔑 More experience = More access to future opportunities.If you sit on the sidelines waiting for the perfect deal where you control everything, you might be missing out on great future partnerships.5.

I’d recommend you do the same.It all started when we interviewing Lendbase we were told that all of the lenders in the Lendbase network accepted their underwriting.

Crexi, Loopnet are probably the two biggest but why not work with an agent that can present you with multiple off market and listed deals?

Great feedback, if you don't mind me asking you, how are you finding multiple handymen/foundation repair salespeople to network with?

I don't have the contact info for the tenants from one of the houses because the PM never sent me a copy of the lease despite multiple requests.

It's definitely harder these days for sure but the levers are purchase price, buying down points for interest rate, bigger down payment, or multiple of those levers.

Over the years, I have had multiple investors reach out to me to discuss strategies and what works and what doesn't work.