Most guidelines state minimum 1 year but in practice when these applications come in I've seen that 6-12 months with a reasonable explanation can be done easily.Now some times in rare instances with exception I've seen buyers get approved even under 6 months.

Ask him whether there's another explanation for it - and "company policy" doesn't cut it.If there's no reasonable cause for that fee, tell him you're not paying it. 

Thank you very much for the detailed explanation and the warm welcome!

Thank you the explanation that helped.

Thank you for that explanation.

., but need to add a field to your application which says: If you would like to provide an explanation, context or history of resolution for any negative information in your credit, rental or personal history please do so here and continue on another page if necessary.

That is a very helpful explanation. 

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

But because they qualify for the 121 exemption their account reconciles that with the taxable boot and not tax is due.If their sale is for $1 mil and they take $500K out in boot then their reinvestment requirements becomes $500K because they already took $500K of profit out.I'll reach out via pm to explain more fully.Great explanation.

., and then stipping for explanations to identify these debts.