The provider I am using allows for 60 days of continued coverage once construction. 

I've got plenty of experience in both site built and mod construction. 

My dilemma has been that I've gotten a little behind on some revolving debt that selling this property now could eliminate in addition to giving me cash on hand to trade into some better value or start a new construction duplex project I've been wanting to start.

Can you do contracting work on properties and learn valuable skills that will help you remodel properties, flip them, or otherwise learn as much as possible about the construction trade? 

Quote from @Simon Walker: Hi Guys, new here to the bigger pockets forum, I have been in construction for 11 years and real estate the past 3 years.

In construction, there is only so much you can do to reduce your margins while staying profitable.

He said that typically in flip deals its around 30-40% down but if construction was included it would be about 30%. 

A HELOC offers flexibility and lower interest rates, which can be ideal if you’re looking for short-term financing with lower payments during construction.

You have to get someone who is familiar with them and would want one.Here is a pic of this style of construction.

A new construction ADU will be appraised significantly less than the hands-off construction cost.