In response, I had a plumber and a water restoration company come to assess the situation.The restoration company cut into the drywall, and the plumber thoroughly inspected all the pipes, performed a leak test, and conducted a pressure test.

@Jason Stofer if you don't have a support structure to tap into... the unhappy answer is that there is no short cut. 

Quote from @Matthew Kwan: For those who are currently shopping or looking for a loan since rate cuts has been a hot topic.

"Not satisfied," isn't going to cut it.

It's never worth it to cut corners on permitting because it will cost you far more in the long run.

By the sounds of it you are going to have your work cut out for you. 

I wouldn’t go as far to say it’s a scam, but the amount they’re taking as a cut is unheard of in the industry. 

The agent will have access to the biggest platform to get the property sold though, the MLS, so forgoing even a cut rate agent will create more of a loss than the agent fees themselves. 

So many LOs were preaching mortgage rate cuts, this time around, and now I am seeing rates still the same, if not even slightly higher than what they were a few months ago. 

Identify the biggest losses and cut those with as minimal a loss as you can.