@Gail Greenberg, bitcoin

One of my college friends died of a sudden heart attack last year in his late 40's, also after 20+ years of working on Wall St (lots of pressure) and it reinforced my decision to walk away as soon as financially feasible and still have my health.Perhaps someone on BP have a story more exciting like buying bitcoin at $1 or win a sizable lottery? 

I’m also fairly new, 20 years old and started with nothing but $10K and all of it was scattered from Stocks, Bitcoin, ROTH IRAs to emergency fund.

I don't know the answer to any of those questions.Personally, I'm sticking with cash flow(holding reserves as well) and... this one may discredit me... bitcoin.  

Crypto gets some bad headlines, but there are really two sides, Investment (Bitcoin, etc) and Decentralized Finance. 

in high-appreciation, low/no cash flow properties to generate large sums of cash to do something else with (market/gold/bitcoin/beanie babies/whatever), you should probably take your profits and sell.

In Bitcoin? 

Bitcoin "only" charges 1% on merchant transactions.

But I guess I won't find out until I get there and check it out - I think I'm gonna need a CPA cause Idk what I'm doing at allMY PERSONAL FINANCES:- $10k in savings- $1k in actual cash- $17k in bitcoin (give or take at current price)- $3k in silver- $2k in a Capital One Roth IRA savings account (I did this by accident thinking it was a normal Roth IRA.

I could invest in a flip, BRRRR, Gold, silver, Bitcoin even another type of business. 2.