Thanks90% of “creative down payment” died 20 years ago when the definition of mortgage fraud was changed, the cowboy title companies that asked no questions lost their underwriter affiliations, and the don’t ask don’t tell mortgage brokers were no longer able to table fund.I would not consider what’s left as CREATIVE methods of obtaining a down payment, I would consider them as ALTERNATIVE methods.if you have a personal credit line some non institutional lenders won’t require you to reveal this as a down payment source.If you own other real estate, you might be able to place a second mortgage on this property to get the cash for a down payment on the property you’re trying to purchaseif you own a late model car free and clear you can get a title loanNotice that all these methods require you have untapped equity or untapped credit capacity.  

Google searches reveal several "We Buy Houses" websites, so I'd be surprised, given the existence of these sites, if it was NOT possible. 

Specifically, Jason, you thought the cost of a marketing campaign trivial, then revealed that "trivial" cost to be nearly a year's gross salary for a fairly average wage earner.

Some are offering it b/c they know they don't have the books to show the income they need or a proper due diligence will reveal several 'surprise' issues with the park infrastructure or management system and they don't want an inspector or appraiser to find out the shelf life on some major asset is almost up.Commercial, and even private lenders, will only want to do 65 - 75% of the appraisal value and the larger the park, the more the appraisal will cost you.  

Here is my boilerplate list of the steps you should take to learn how to estimate rehab costs:#1 Read the Book on Estimating Rehab CostsExpert house flipper J Scott discusses the fundamentals of budgeting and pricing rehab costs and reveals the steps, tips, and tricks he uses to accurately estimate costs for 25 common trade categories and hundreds of repairs.

While the local wholesalers I know are beyond honest with sellers, and provide actual comps for a property, often telling them they could sell it for more on the MLS but what they provide is a quick and easy cash sale (often better when a property can't be financed) the gray area is when wholesalers do not accurately represent or reveal the true value of the property. 

This allows for time to reveal any damages that you may not see when performing the move out walk through. 

Social media sites can be quite revealing.

Never reveal everything you know. 2.

Those five years revealed the big differences between systematized education and true learning.