Those are typically for primary residences.

You want the ability to pursue both fo themf or unpaid rent, and you can't rent out half the house.When we have couples rent, we always designate the strongest applicant as primary on the lease to avoid getting involved with any disputes. 

I also bought a new primary residence last year and have been house hacking it.

HELOCs are capped at 70% CLTVIf this is your primary residence you may find a lender that can go up to 90% CLTV.

(IMO)I personally assumed a loan for my most recent purchase (must be your primary residence) in November 2023 and was able to lock down a 3.08% interest rate in a 7.5% - 8% interest rate market!   

I have one investment property in Tx (former primary residence) and am looking to expand here in Pueblo, Co...

My Primary residence has some equity but I would rather figure out how to collateralize the non-primary house.Any ideas???

Hey Alex, Is this for an investment property or primary residence purchase? 

With sub-meters, the LL/PM will need to manually calculate usage of the secondary unit to subtract from the primary utility invoice to bill both tenants properly each month.

The issue I am having is that I am located in NY i.e. that is where my primary address is.