Could you upgrade the property to improve rents / reduce maintenance / reduce vacancies / and even enhance equity during your hold period?

I have some information for you, send me a massage 

Also if you are cash poor and time rich, you can put in sweat equity to enhance your returns.

You have to massage it a bit, as the calculator thinks you are buying a property, but just enter your details. 

Make sure that any enhancements you do are in-line with other properties of a similar type.

My philosophies on life and business would be present in that life>work/money, but hard, smart work and money can enhance life.

Hello, I have 36 one bedroom units and I am looking to enhance my rental income by installing a washer/dryer combo appliance in each of the units. 

For example a common strategy in real estate investment is to find a well performing asset with a good cap rate (i.e. good property level return) and further enhance this return by financing/leveraging it so as to yield even higher CoC (i.e. investor level return).So conceptually we can say that when Leverage = 0 then CoC = Cap Rate.

As much as you can outsource activities, there are many decisions which will either enhance or destroy the returns.

I agree with the previous responses, your best bet is to purchase a home that does qualify for traditional financing, there are down payment assistance programs available that can help enhance your 10%.