Real estate has so many tax benefits and credits available, that I always tell people it's crucial to have a CPA that's extremely knowledgeable in this area.

The duplex is currently in my name but was paid for in cash by a family member's line of credit.

I think it really depends on the neighborhoods, but in Cleveland, I've seen cash tenants with great background checks and 700 credit completely trash units and were some of the worst tenants imaginable, so I think it really depends on the area.  

I'm the youngest in the group (by 20+ years) and my inexperience in real estate transactions is combated by my ambition and ability to work with numbers (this is where my job as a credit analyst comes into play).

I'm wondering if people who have assets (such as homes and apartments) will be given some type of credit that can be used, but what would it be used for if there is no scarcity of goods and services?

However, we’ve been consulting with Roofstock for a few months now and working closely with them on developing an API and I have to give them credit for making big strides in this space.  

I require a social security number to run a credit/criminal background on every adult.

I have enough to put 20-30% as a down payment with ~800 credit score.

The total credit he is asking the seller for is 300K.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?