Maryland allows a previous seller to recover I believe 82% of their equity from such a sale.

I have not joined on of those yet because of my medical recovery.  

If you haven't already I would look into a fast recovery hot water heater, more expensive but makes hot water faster than a typical one. 

Lots of athletics types on BP (for example, I think I saw an all American football newbie today, and  I have an interview with a former Clemson football captain, now tackling real estate big time, in my blog here on BP, viewable in my profile).

The investor is entitled to a redemption premium of 25% in the first year and 50% in the second year of the redemption period, plus recovery of certain costs that include property insurance and repairs or improvements required by code, ordinance, or a lease in effect on the date of sale.

I sent Chase a qualified written request and should be hearing from them shortly because whenever I call, it goes over to recovery and they are the stupidist people Ive ever spoken with. they just refer me to the CA.

If your property is help in an LLC and you have followed the LLC rules their recovery is limited to the property in an LLC.

will Congress extend the credit as to not endanger the fragile beginnings of a housing recovery?

If you are interested in renting the property as a Sober Living House, you might contact a local alcohol recovery center and see if they have any leads for you.Another idea is a battered women's shelter.

Another option you might consider is reporting the debts these tenants owe you to a service like Rent Recovery Service or AOA Debt Reporting Service.