The philosophy that guide me is this: They do not manage my properties.

. :) I agree with your adventurous travel philosophy completely!

At least that's my philosophy.   

My philosophy in business is to always be thinking differently and outside the box in every aspect and provide all my resources to anything we may be invested in to harbor a positive relationship to stimulate growth as an activist investor.

But with over 60% of properties still trading on the MLS, this is a problem I want to fix, or at least mitigate.Here goes: Is there any best practice, philosophy, thought, advice that any experienced people have about when to offer on a deal they find on the MLS?

What are members thoughts on my approach to passive investing and the LU philosophy? 

I understand that other people have their own philosophy, but I want to buy and hold. 

@Zachary Clevenger I'm always of the philosophy to replenish the HELOC funds whenever possible.

Correct ... they may be running their math a bit different (eg: 3% vacancy rate built into their underwritting) OR they may be working off a completely different formula (eg: flips instead of holds), OR BOTH ... and it is up to you whether you agree or not or if that is a strategy you want to pursue or not, but even if you disagree and have no interest, I guarantee that you will still learn something that will be useful to you down the road even if it is on a different path.I think (if I may Andrew, please correct me if I'm wrong) the main difference between our philosophies is Andrew would rather find a different market somewhere else that works for his preferred strategy, where as I am more strategy agnostic and say that an investor is likely better served by adapting their strategy to what makes sense for their local market.

Basically I go with the philosophy of "whatever helps you sleep at night."